To get a quote or find out more about The Hartford’s workers’ compensation insurance, click on www.xactpay.com today.

Without Workers’ Compensation insurance, small business owners may be exposed to two types of risk:

• You may be held personally liable for the cost of an employee’s medical care and lost wages while out of work recovering from a work-related illness or injury.

• You may face state-imposed penalties for not having the required insurance.

Don’t put your assets at risk. The Hartford’s approach to workers’ compensation helps keep premiums affordable while providing quality care for injured employees.

We can even help with cash flow – so important to small businesses today.  XactPAY ®, our patent pending premium billing solution, allows you to pay your workers’ compensation premium on a pay-as-you-go basis:

• No large down payment

• No finance or billing fees to pay

• Reduces the chance of an audit surprise at the end of the policy period